I have had a terrible experience with Religare Health Insurance. I purchased a policy with them in the hopes of having peace of mind in case of any medical emergency, but it turned out to be a nightmare.
The claims process is incredibly complicated and time-consuming. I have had to jump through hoops to get my claims approved and have been denied multiple times for arbitrary reasons. The customer service is unresponsive and unhelpful, and I have often been passed around to different departments without any resolution.
Additionally, the coverage provided by the policy is not at all what was promised. I have had to pay out of pocket for many medical expenses that should have been covered by my policy. The company seems more interested in making excuses and denying claims rather than actually helping its customers.
The network of hospitals that they have tie-ups with is also very limited, which makes it difficult to find a good medical facility nearby.
Furthermore, when I was trying to renew my policy, I was shocked to find out that my premium had increased significantly without any notice or explanation.
Overall, I would not recommend Religare Health Insurance to anyone. They are not to be trusted and will leave you in a worse position than when you first purchased the policy. I regret my decision to go with them and advise others to stay away from this company. It is a complete waste of money and time, and you are better off finding another insurance provider that truly cares about its customers.
In conclusion, I would like to say that Religare Health Insurance is not a reliable option for anyone looking for a good health insurance policy. The company’s customer service is unresponsive, the claims process is complicated and time-consuming, the coverage is not what was promised, and the network of hospitals is limited. I would advise others to stay away from this company and find a better insurance provider that truly cares about its customers.
